Low Cost Health Insurance

Looking for a quick resource for figuring out how to understand and purchase affordable low cost health insurance?


Today, there are two basic types of low cost health insurance: Fee for Service (indemnity plans) and managed care.

The information presented here will help you choose the right plan.

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You may be buying low cost health insurance for the first time, or you may already have health insurance Denver, but want to consider changing plans.

Married or single, children or no children, this information will help you to find out how to choose a low cost health insurance plan in Denver that best meets your needs and saves you money.

Health Insurance Q and A Tips

What happens to my health insurance when I resign or my appointment ends?---You are entitled to continue the health coverage for up to 18 months under a Federal law referred to as COBRA. Cost of coverage is borne fully by the employee.

What happens to my health insurance in the event of a layoff, illness or other types of leave?---If you are ill or hospitalized (i.e. automobile accident), your insurance benefits will remain in place. Persons leaving employment are entitled to continue the health coverage for up to 18 months under a Federal law referred to as COBRA. Cost of coverage is borne fully by the employee under COBRA.

My spouse is losing his/her job and won't have insurance. When can I add him/her to my health insurance?---If you have group insurance, you may add you spouse during the open enrollment period. But for individual insurance, you may submit you spouseís application and proceed through the enrollment process at any time.





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