We recommend that you investigate potential lenders after you have your credit check. The lender (banks, brokers, wholesale lenders) can check out your credit history, and give you an official letter stating how much of a mortgage you qualify for. Having this number in writing will make you more attractive to sellers since it shows that you’re serious. Also, this is a necessary procedure, so why not find out how much of a loan or mortgage you qualify for, which will undoubtedly influence the type of real estate you can afford.
It is usually the seller’s responsibility to conduct this home inspection, and to carry out and fund any possible work orders that result from a less than satisfactory inspection. You should not close the deal until all home inspection has been completed. Every home inspection should include a checkup of the following: Foundations, Roof, Heating and air conditioning systems, Ventilation, Common areas, Septic tanks, wells or sewer lines, Insulation, Plumbing and electrical systems, Ceiling, walls and floors, Doors, and hazardous materials concerns