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Money

ARM-Fixed Rate Mortgage Calculator

ARM vs Fixed Rate Mortgage Calculator
This calculator that will help you to compare a fixed rate mortgage with both fully-amortizing and interest-only adjustable rate mortgages (ARMs).
Loan Information
Mortgage loan amount:
Mortgage loan term:
Expected adjustment (%):
Fixed Rate Mortgage
Fixed interest rate (%):
Fully Amortized Adjustable Rate Mortgage
Beginning interest rate (%):
Number of months before first rate adjustment:
Interest rate cap (%):
Interest-Only Adjustable Rate Mortgage
Beginning interest rate (%):
Number of months before first rate adjustment:
Interest rate cap (%):

Comparison Results	Fixed	ARM	Interest-Only ARM
Beginning monthly principal and interest payment:
Total monthly payments:
Total interest:
Maximum monthly payment:

IRA Roth Conversion Calculator

IRA to Roth Conversion Calculator
This calculator that will give you an idea of the consequences of converting a Traditional IRA to a Roth IRA. Assumptions: Federal Adjusted Gross Income(AGI) before IRA conversion is assumed to be $100,000 or less, if married it assumed you are filing jointly, and contributions that have been made to any Traditional IRA were fully deductible.
Current taxable amount in Traditional IRA ($):
Number of years till you retire (#):
Expected annual rate of return on investments before retirement (%):
Your Federal tax rate (%):
Number of years of anticipated retirement (#):
Expected annual rate of return on investsments after retirement (%):
Your anticipated Federal tax rate during retirement (#):

Results	Traditional IRA	Roth IRA
Estimated account value at retirement:
Annual distribution:
Total value of distributions:
Taxes due at conversion:		N/A
Lost investment opportunity:		N/A
Post retirement tax:	N/A
Total tax due:
Net after-tax value of account:
Greatest Net Value:

Lump Sum Savings Calculator

Lump Sum Savings Calculator
Use this calculator to compute how much you would need to invest now in order to have your investment grow to a specific amount within a specified time-frame. For example, if you want to have a certain amount set-aside to pay for a child's college tuition, this calculator will tell you how much you would have to deposit today in order to accumulate the necessary funds by the time your child reaches 18 years of age. This is often referred to as "Present Value" analysis. To compute the Present Value of a Future Amount, fill in the first three text boxes and then click the "compute" button.
Enter the your future savings goal:
Enter the Annual Interest Rate you expect to earn:
Number of Years between now and your savings goal:

This is how much you would have to deposit now:

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